What documents do I need to provide for my mortgage application?

If you are purchasing a property, the required documents are:

1. Signed offer to purchase;
2. MLS Listing;
3. Three-month bank statements showing enough down payments;
4. A void cheque;
5. Two recent pay stubs and employment letters;
6. Copy of ID.

If you are switching or refinancing your existing mortgage, the required documents are:

1. Property tax bill;
2. Existing mortgage statement;
3. An employment letter and two recent pay stubs for each applicant;
4. A void cheque;
5. Registered charge/mortgage.
6. Copy of ID. 
   

Certain documents may be waived/requested for certain types of mortgages. Please inquire for more information.